Causes For A Disability
What diseases often lead to a disability? The risk of disability affects all workers. Although physically strong stressful professions such as as a construction worker, nurse or firefighter apply generally as more affected by a disability than commercial or administrative occupations. However, the main cause of a health retirement from working life is in mental disorders. Meanwhile, more than 30% of all cases of incapacity for work or professional are due to such causes. Mental illnesses are mostly independent of the profession exercised, are the main cause of a disability especially at commercial professions, doctors or Government officials. Other places followed by diseases of the skeleton, muscles, heart, of the nervous system or various cancers. Consequently, most different diseases are the cause of a disability.
Rarely, the consequences of an accident are the cause for the Loss of the labour force. Accident insurance is a cheaper basic protection, but it does not offer protection for diseases and their consequences. In the event of occupational disability, persons who are born after the 01.01.1961 received no government benefits. There is only the possibility of a very small State disability pension. This is average but still well below the poverty line, so that often a social descent is inevitable. A suitable provision can be made with private disability insurance. This makes an individual previously agreed pension payment in the event of occupational disability, if the wages by the Professional task does. The contributions for an occupational disability insurance vary according to different criteria.
These include, for example, the required protection amount of disability pension, the age and State of health upon completion of the contract, but also the profession. The price differences in the Partially more than 100% be disability insurance, so that both a price comparison but also a comparison of condition are highly recommended. More information on the subject of disability protection can be found on the website. Contact: Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Bogdan Kalid image source: olly / fotolia.com the Bergische insurance brokers diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker founded. With the Internet presence of young Insurance.de the company specializes specifically on the needs of private individuals and professionals, who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. The society Wuppertal Insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.
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